Our Services

The number one fear for many people is running out of money in retirement. With the uncertain future of Social Security benefits and a decrease in traditional pension plans being offered, individuals have to assume more of the responsibility in funding their own retirement. We are here to help guide you to a secure retirement with our extensive retirement planning experience and tools. Today, taxes and inflation are making it increasingly difficult for people to save enough money for a comfortable retirement. We aim to identify the most effective retirement planning vehicle for you to maximize tax savings and save the most for retirement.

• Rollover IRAs
• Roth IRAs
• SEPs
• Simple IRAs
• Tax Planning
  

Our clients' needs are diverse. We construct our clients' investment portfolios after a thorough analysis of their investment objectives, risk tolerance, tax situation, and time horizon. Following a complete discovery process, we design a diversified investment strategy based on our clients' unique needs. Our investment methods include tactical, strategic and comprehensive asset allocation strategies. We are independent and unbiased so that our clients receive more unbiased investment options available in the industry.

We are proud to provide ESG asset management services.

Environmental, Social, and Governance (ESG) criteria are a set of standards for a company's operations that socially conscious, investors use to screen potential investments. 

Unlike many of the large investment firms, we have the ability to utilize a wide variety of non correlated investment options to further diversify our client's risks. We develop specific strategies based on our clients' individual situations to help them attain their investment goals. We offer a variety of investment options such as: non traded REITS, Limited Partnerships, Oil and Gas Programs, Equipment Leasing Programs, etc.

Company pensions are no longer a primary source of retirement income. In the past 5 years Annuities have become an important part of investor's personal retirement programs. We offer our client's investment options that can help provide for a more confident retirement. Depending on your situation, an annuity may fit within your plan.  

There are currently more than 20,000 mutual funds available to private investors. Each one has its own characteristics with specific investment opportunities and risks. We will work with to you to determine which investments are in your best interest to help you address your financial objectives.

A systematic savings plan and smart investment choices can make paying for college a reality. We can educate you on the different options available and help you select the most beneficial plan for your specific needs. We can help you with both 529 accounts and Coverdell ESA's. We also have extensive experience helping clients work through the Federal Aid for College (FAFSA) process.

Utilizing sound, tax efficient strategies can provide substantial financial savings. Unfortunately, most people are not aware of all of the tax breaks that can help them keep more of their income. We can help you understand the benefits of various investment tax-planning opportunities. Since we are not tax advisors, you should discuss any tax matters with your appropriate tax professional. 

The legacy that people spend a lifetime building is often significantly diminished by the time it is passed on to their heirs. We help our clients with a plan that allows them to share their financial success with their family, friends, and charitable organizations. We will work with your independent tax/legal advisor to help create a plan tailored to your specific needs and designed to reduce estate taxes and ensure assets are distributed according to our client's wishes. 

We can guide you through the process to make sure you and your family are adequately protected. Planning to meet the financial needs of your family is an important and fundamental step in creating a sound financial strategy.